Medical Insurance Plans for Dubai Residents

Popular

Alpha

  • Annual Limit: AED. 500,000
  • Geographical Coverage: Worldwide Excluding USA & Canada
  • Network: Nextcare - General Network (GN)
  • Room Type: Private Room
  • Deductible: Covered 20% copayment maximum AED 50/-
  • Pharmacy: Covered
  • Dental: Maximum Annual limit of AED 2,000 Per Person Per Year with 20% Co-Pay
  • Optical: Covered up to a limit of AED 1000/= subject o 20% coinsurance on Reimbursement basis only
  • Maternity: Within / Outside UAE: 10% copayment 15,000 AED per Normal delivery and C-Section

Beta

  • Annual Limit : AED. 500,000
  • Geographical Coverage : Worldwide Excluding USA & Canada
  • Network : Nextcare GN : 20% co-insurance on all OP services in Saudi German Hospital Mediclinic Group & Al Zahraa Hospital Group
  • Room Type : Private Room
  • Deductible : Covered 20% copayment maximum AED 50/-
  • Pharmacy : Covered 20% co-insurance applicable @ Saudi German Hospital Mediclinic Group & Al Zahraa Hospital Group
  • Dental : Maximum Annual limit of AED 1,000 Per Person Per Year with 20% Co-Pay
  • Optical : Not covered
  • Maternity : Within / Outside UAE: 10% copayment 10,000 AED per Normal delivery and C-Section

Gamma

  • Annual Limit : AED. 250,000
  • Geographical Coverage : UAE, GCC, ME, SEA including Indian Subcontinent
  • Network : Nextcare - Restricted Network(RN)
  • Room Type : Private Room Covered to AED 750 per  day
  • Deductible : Covered 20% copayment maximum AED 50/-
  • Pharmacy : Covered
  • Dental : Not Covered
  • Optical : Not covered
  • Maternity : Within / Outside UAE: 10% copayment 7,000 AED per Normal delivery and AED.10,000 C-Section

Delta

  • Annual Limit : AED.150,000
  • Geographical Coverage : UAE, GCC, ME, SEA including Indian Subcontinent
  • Network : Nextcare - Restricted Two (RN2)
  • Room Type : Semi Private Room Covered to AED 450 per day
  • Deductible : Covered 20% copayment maximum AED 50/-
  • Pharmacy : Covered
  • Dental : Not Covered
  • Optical : Not covered
  • Maternity : Within / Outside UAE: 10% copayment 7,000 AED per Normal delivery and AED.10,000 C-Section

Epsilon

  • Annual Limit : AED.150,000
  • Geographical Coverage : UAE, GCC, ME, SEA including Indian Subcontinent
  • Network : Nextcare - Restricted Network Three (RN3)
  • Room Type : Semi Private Room Covered to AED 450 per day
  • Deductible : Covered 20% copayment maximum AED 50/-
  • Pharmacy : Covered 80% with 20% Co-Pay maximum up to AED. 2000 per person per annum.
  • Dental : Not Covered
  • Optical : Not covered
  • Maternity : Within / Outside UAE: 10% copayment 7,000 AED per Normal delivery and AED.10,000 C-Section

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